For mortgage lenders. Runs inside Encompass.
Application to clear-to-close, it collects, verifies, and files every borrower document inside your existing system. Part of one AI platform that also brings you the borrower.
Messy, real files run through the AI Processor, the kind a team would dread.
35
Conditions in a weekend
Thirty-five underwriter conditions cleared over a single weekend, work that normally takes about two weeks.
2 weeks
Suspended file to clear-to-close
A suspended file taken all the way to clear-to-close in two weeks, versus roughly a month by hand.
7 days
120+ flag file, cleared
A file with 120+ conditions and flags cleared in 7 days, vs ~25 typical, cutting 60 to 70 hours of manual work down to 8 to 10.
Real files from a live production deployment. Individual results vary by file and lender.
Getting the loan is only half of it. The costly, error-prone part is everything after: collecting documents, chasing borrowers, and clearing conditions to close, all by hand.
Documents
Borrowers stall, resend the wrong files, and go quiet. Someone on your team chases every one of them.
Conditions
Underwriter conditions and letters of explanation pile up, worked one at a time under a closing clock.
Time
A single file can burn 60 to 70 hours of manual work before it ever reaches clear-to-close.
Follow-up
Every stalled borrower needs another call, text, and reminder, and that chase runs nights and weekends until the file finally closes.
of borrowers never submit a single document after getting the application link. Every one of those is exactly the work the AI Processor takes over.
The borrower-facing bottleneck Loandock is built to fix.
The AI Processor runs the borrower-facing grind end to end, inside your system of record. The same platform also brings you the borrower with AI Ads + CRM.
Application to clear-to-close: it collects, verifies, authenticates, and files every borrower document, follows up automatically, and clears approval conditions, inside your system of record, with a human where it counts.
35
underwriter conditions cleared in a single weekend
7 days
a 120+ flag file to clear, vs ~25 typical
AI-targeted ads and content fill the pipeline, every lead is qualified and auto-booked, and it all lands in one CRM command center.
Also from Loandock: the MLO Engine for accurate loan pricing and realtor sharing, a separate self-serve product on its own site.
Two AI services, one platform. Bring the borrower, then process them to close, all running inside the stack you already use.
AI generates and runs your video ads, then every lead is qualified the moment they opt in, auto-booked to your calendar, and tracked in a CRM that keeps the whole pipeline in one place.
Generating: "2026 FHA Loan Requirements Explained"
A borrower-facing assistant collects and verifies documents, tracks underwriter conditions, and keeps everything in sync inside Encompass.
Hi Sarah, we need your last two pay stubs and your January bank statement to clear conditions. Upload them right here.
Just uploaded both. Anything else you need from me?
Got them and verified. Your file is updated in Encompass and your underwriter has what they need.
AI across ads, pricing, and processing, all living inside your system of record. Encompass is live, MCP-first.
Every lead appears instantly with source tracking and AI qualification status.
Pipeline value, pull-through, and production across every stage, updated in real time.
Conversion / wk
Every borrower call, text, and email, logged and searchable in one thread.
Push alerts for new leads, booked appointments, and loan milestones.
Credit range, income, timeline, and intent captured and scored by AI.
Synced with your calendar. Prep notes and context before every call.
Automatic or manual distribution with routing rules across your entire team.
Track document collection, verification, and underwriter conditions inside Encompass.
Three ways to modernize the loan lifecycle. Only one lives inside the stack you already run.
Point Tools
A tool for each step. None of them talk.
Lifecycle Coverage
Fits Your Stack
Single Source of Truth
AI Across the Workflow
Time to Value
Rip & Replace
Swap your stack. Months of migration first.
Lifecycle Coverage
Fits Your Stack
Single Source of Truth
AI Across the Workflow
Time to Value
Loandock
One AI platform, lead to close.
Lifecycle Coverage
Fits Your Stack
Single Source of Truth
AI Across the Workflow
Time to Value
Plugs into your stack
Loandock lives inside your LOS and POS. Encompass is live today.
If it doesn't work, you don't pay.
Give us your first 10 conditionally-approved files. If we don't take at least 8 to clear-to-close by their closing dates, your pilot fee is refunded in full.
See the full terms→One AI platform across the whole loan lifecycle, lead to close, inside the stack you already run.
35underwriter conditions cleared in a single weekend